Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.

Overreacting to market movements or trying to 'time the market' by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.

Consumers and investors might want to consider how the depreciating dollar could impact the economy and their own finances.

After age 65, retirees can use HSA funds for any purpose without incurring a penalty.